(i) a declaration pinpointing the customer’s status being a debtor in bankruptcy or even the status that is discharged of real estate loan; and
(ii) a declaration that the statement that is periodic for informational purposes just.
(3) Chapter 12 and chapter 13 consumers. Along with every other conditions for this paragraph (f) that could use, pertaining to a home loan loan which is why any customer with main obligation is really a debtor in a chapter 12 or chapter 13 bankruptcy instance, what’s needed for this area are susceptible to the next alterations:
1. Pre-petition re re re payments and post-petition re payments. I. For purposes of § 1026.41(f)(3), pre-petition payments are re re re payments designed to cure the customer’s pre-bankruptcy defaults, and post-petition re payments are re re payments built to match the home loan’s regular re payments because they come due after the bankruptcy instance is filed. For instance, assume a customer is $3,600 in arrears as of the bankruptcy filing date on home financing loan needing month-to-month regular payments of $2,000. The buyer’s of late filed bankruptcy plan requires the customer to help make re re payments of $100 every month for 3 years to cover the pre-bankruptcy arrearage, and $2,000 every month to meet the month-to-month regular payments. Leer más